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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,718 | $106,551+1.1% | $91,225+18.1% | $134,532-19.9% |
| Participation rate | 78.6% | 76.8%+1.8pp | 73.2%+5.4pp | 81.2%-2.7pp |
| Annual return | -18.10% | 160.78%-178.9pp | 114.12%-132.2pp | 418.27%-436.4pp |
| Employer contribution / active EE | $0 | $3,331-100.0% | $2,851-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,999 | $4,718-36.4% | $4,233-29.2% | $6,401-53.2% |
| Admin fee / account holder | $18,750 | $6,234+200.7% | $5,422+245.8% | $11,429+64.1% |