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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,430 | $162,136-22.0% | $152,301-17.0% | $154,746-18.3% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 19.58% | 91.02%-71.4pp | 80.50%-60.9pp | 172.34%-152.8pp |
| Employer contribution / active EE | $7,255 | $4,890+48.4% | $4,624+56.9% | $4,379+65.7% |
| Participant deferral / active EE | $5,850 | $8,341-29.9% | $8,004-26.9% | $6,730-13.1% |
| Admin fee / account holder | $10,931 | $15,759-30.6% | $14,398-24.1% | $14,365-23.9% |