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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,550 | $150,447-14.6% | $136,298-5.7% | $147,586-12.9% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 17.82% | 1049.15%-1031.3pp | 5156.27%-5138.5pp | 578.59%-560.8pp |
| Employer contribution / active EE | $2,874 | $5,256-45.3% | $4,696-38.8% | $4,876-41.1% |
| Participant deferral / active EE | $9,654 | $6,631+45.6% | $6,247+54.5% | $5,439+77.5% |
| Admin fee / account holder | $33,333 | $10,906+205.6% | $9,244+260.6% | $10,886+206.2% |