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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,430 | $154,228-18.0% | $145,433-13.1% | $137,256-7.9% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 19.58% | 74.59%-55.0pp | 66.58%-47.0pp | 220.34%-200.8pp |
| Employer contribution / active EE | $7,255 | $4,804+51.0% | $4,554+59.3% | $4,156+74.6% |
| Participant deferral / active EE | $5,850 | $8,216-28.8% | $7,897-25.9% | $6,407-8.7% |
| Admin fee / account holder | $10,931 | $14,344-23.8% | $13,129-16.7% | $12,270-10.9% |