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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,226 | $135,956-18.2% | $123,894-10.2% | $273,972-59.4% |
| Participation rate | 85.0% | 84.1%+0.9pp | 81.4%+3.6pp | 83.0%+2.0pp |
| Annual return | 5.18% | 56.63%-51.4pp | 47.52%-42.3pp | 41.46%-36.3pp |
| Employer contribution / active EE | $2,485 | $5,170-51.9% | $4,617-46.2% | $4,869-49.0% |
| Participant deferral / active EE | $9,007 | $6,343+42.0% | $5,984+50.5% | $5,287+70.3% |
| Admin fee / account holder | $4,513 | $9,817-54.0% | $8,357-46.0% | $10,133-55.5% |