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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,980 | $60,349+1.0% | $74,184-17.8% | $62,881-3.0% |
| Participation rate | 62.3% | 72.7%-10.4pp | 76.6%-14.3pp | 69.3%-7.0pp |
| Annual return | 5.13% | 21.38%-16.2pp | 17.74%-12.6pp | 20.14%-15.0pp |
| Employer contribution / active EE | $970 | $1,680-42.3% | $2,370-59.1% | $2,281-57.5% |
| Participant deferral / active EE | $1,610 | $2,856-43.6% | $3,550-54.6% | $3,203-49.7% |
| Admin fee / account holder | $177 | $4,261-95.9% | $5,586-96.8% | $4,296-95.9% |