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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,653 | $131,835-51.0% | $108,582-40.5% | $273,972-76.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 10.42% | -91.57%+102.0pp | -51.70%+62.1pp | 41.46%-31.0pp |
| Employer contribution / active EE | $13,046 | $4,913+165.6% | $3,758+247.1% | $4,869+168.0% |
| Participant deferral / active EE | $5,365 | $5,127+4.6% | $4,311+24.4% | $5,287+1.5% |
| Admin fee / account holder | $3,457 | $10,253-66.3% | $7,645-54.8% | $10,133-65.9% |