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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,292 | $185,905-48.2% | $170,057-43.4% | $139,487-31.0% |
| Participation rate | 95.7% | 87.8%+7.9pp | 87.0%+8.6pp | 80.3%+15.3pp |
| Annual return | 17.11% | 60.56%-43.5pp | 53.42%-36.3pp | 373.84%-356.7pp |
| Employer contribution / active EE | $3,337 | $7,597-56.1% | $6,790-50.9% | $4,755-29.8% |
| Participant deferral / active EE | $9,563 | $11,627-17.7% | $10,411-8.1% | $6,713+42.5% |
| Admin fee / account holder | $9,045 | $15,397-41.3% | $12,826-29.5% | $11,407-20.7% |