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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,430 | $209,874-52.6% | $189,537-47.5% | $167,536-40.7% |
| Participation rate | 95.7% | 88.7%+7.0pp | 87.8%+7.8pp | 82.1%+13.5pp |
| Annual return | 21.56% | 748.61%-727.1pp | 555.34%-533.8pp | 478.82%-457.3pp |
| Employer contribution / active EE | $2,759 | $6,913-60.1% | $6,161-55.2% | $4,839-43.0% |
| Participant deferral / active EE | $7,608 | $8,934-14.8% | $8,220-7.4% | $6,342+20.0% |
| Admin fee / account holder | $13,176 | $14,299-7.9% | $12,048+9.4% | $12,315+7.0% |