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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,912 | $70,366+151.4% | $66,674+165.3% | $138,895+27.4% |
| Participation rate | 88.2% | 76.2%+12.1pp | 73.7%+14.6pp | 79.9%+8.3pp |
| Annual return | 10.37% | 386.41%-376.0pp | 321.24%-310.9pp | 145.39%-135.0pp |
| Employer contribution / active EE | $4,132 | $2,765+49.4% | $2,620+57.7% | $4,194-1.5% |
| Participant deferral / active EE | $7,416 | $4,374+69.5% | $4,084+81.6% | $6,396+15.9% |
| Admin fee / account holder | $62,981 | $5,262+1096.8% | $5,098+1135.4% | $12,562+401.4% |