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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,363 | $83,485-38.5% | $125,192-59.0% | $72,975-29.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 3.17% | 25.77%-22.6pp | 43.79%-40.6pp | 81.01%-77.8pp |
| Employer contribution / active EE | $3,353 | $2,346+43.0% | $3,866-13.3% | $2,440+37.4% |
| Participant deferral / active EE | $1,843 | $3,586-48.6% | $4,937-62.7% | $3,608-48.9% |
| Admin fee / account holder | $1,648 | $5,518-70.1% | $9,704-83.0% | $5,124-67.8% |