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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,993 | $88,778+112.9% | $81,844+130.9% | $145,884+29.6% |
| Participation rate | 0.0% | 75.1%-75.1pp | 72.4%-72.4pp | 80.3%-80.3pp |
| Annual return | 12.78% | 1033.03%-1020.2pp | 778.87%-766.1pp | 551.85%-539.1pp |
| Employer contribution / active EE | $12,402 | $3,087+301.7% | $2,916+325.2% | $4,662+166.0% |
| Participant deferral / active EE | $14,092 | $4,648+203.2% | $4,323+225.9% | $6,690+110.7% |
| Admin fee / account holder | $65,474 | $8,430+676.7% | $7,355+790.1% | $13,392+388.9% |