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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,078 | $96,630+87.4% | $86,605+109.1% | $139,427+29.9% |
| Participation rate | 85.7% | 74.4%+11.3pp | 71.7%+14.0pp | 80.3%+5.4pp |
| Annual return | -5.62% | 106.48%-112.1pp | 591.39%-597.0pp | 373.27%-378.9pp |
| Employer contribution / active EE | $11,233 | $3,264+244.1% | $3,023+271.6% | $4,752+136.4% |
| Participant deferral / active EE | $14,176 | $4,836+193.1% | $4,438+219.5% | $6,711+111.2% |
| Admin fee / account holder | $36,493 | $6,405+469.8% | $5,611+550.3% | $11,404+220.0% |