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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,464 | $79,449-52.8% | $189,575-80.2% | $85,847-56.4% |
| Participation rate | 100.0% | 66.0%+34.0pp | 78.4%+21.6pp | 69.3%+30.7pp |
| Annual return | 15.00% | 18.45%-3.4pp | 64.19%-49.2pp | 318.61%-303.6pp |
| Employer contribution / active EE | $3,372 | $2,081+62.0% | $4,412-23.6% | $2,565+31.4% |
| Participant deferral / active EE | $6,393 | $4,051+57.8% | $6,174+3.6% | $3,952+61.8% |
| Admin fee / account holder | $5,314 | $5,377-1.2% | $9,806-45.8% | $6,261-15.1% |