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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,166 | $65,395-67.6% | $182,558-88.4% | $72,976-71.0% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 19.90% | 27.68%-7.8pp | 148.59%-128.7pp | 81.02%-61.1pp |
| Employer contribution / active EE | $2,067 | $1,911+8.2% | $4,076-49.3% | $2,440-15.3% |
| Participant deferral / active EE | $1,144 | $3,563-67.9% | $5,526-79.3% | $3,608-68.3% |
| Admin fee / account holder | $5,846 | $4,245+37.7% | $8,594-32.0% | $5,124+14.1% |