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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,649 | $80,812-7.6% | $160,784-53.6% | $82,448-9.5% |
| Participation rate | 97.0% | 66.2%+30.7pp | 77.0%+20.0pp | 68.1%+28.9pp |
| Annual return | 16.68% | 100.59%-83.9pp | 1803.92%-1787.2pp | 41.64%-25.0pp |
| Employer contribution / active EE | $4,222 | $2,174+94.2% | $3,733+13.1% | $2,551+65.5% |
| Participant deferral / active EE | $8,773 | $4,335+102.4% | $6,293+39.4% | $4,139+112.0% |
| Admin fee / account holder | $12,679 | $7,695+64.8% | $9,717+30.5% | $7,234+75.3% |