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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,383 | $105,200+46.8% | $159,474-3.2% | $85,847+79.8% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.8%+10.9pp | 69.3%+24.4pp |
| Annual return | 10.89% | 45.08%-34.2pp | 263.68%-252.8pp | 318.61%-307.7pp |
| Employer contribution / active EE | $2,959 | $3,319-10.8% | $4,831-38.8% | $2,565+15.3% |
| Participant deferral / active EE | $4,126 | $5,946-30.6% | $7,353-43.9% | $3,952+4.4% |
| Admin fee / account holder | $3,764 | $6,934-45.7% | $10,802-65.2% | $6,261-39.9% |