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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,797 | $98,776+43.6% | $149,745-5.3% | $79,856+77.6% |
| Participation rate | 95.6% | 75.8%+19.8pp | 82.5%+13.1pp | 69.6%+26.0pp |
| Annual return | 14.39% | 27.38%-13.0pp | 276.72%-262.3pp | 31.71%-17.3pp |
| Employer contribution / active EE | $4,207 | $3,217+30.7% | $4,646-9.5% | $2,471+70.2% |
| Participant deferral / active EE | $4,604 | $5,681-19.0% | $6,843-32.7% | $3,741+23.1% |
| Admin fee / account holder | $2,857 | $6,053-52.8% | $9,312-69.3% | $5,306-46.2% |