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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,252 | $63,861+91.4% | $104,639+16.8% | $79,856+53.1% |
| Participation rate | 96.4% | 64.9%+31.5pp | 74.1%+22.4pp | 69.6%+26.8pp |
| Annual return | 7.79% | 21.30%-13.5pp | 340.67%-332.9pp | 31.71%-23.9pp |
| Employer contribution / active EE | $1,072 | $1,588-32.5% | $2,682-60.0% | $2,471-56.6% |
| Participant deferral / active EE | $4,198 | $2,693+55.8% | $3,738+12.3% | $3,741+12.2% |
| Admin fee / account holder | $31,503 | $4,185+652.8% | $6,465+387.3% | $5,306+493.7% |