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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,093 | $58,523+112.0% | $99,479+24.7% | $72,976+70.0% |
| Participation rate | 100.0% | 64.6%+35.4pp | 73.8%+26.2pp | 69.5%+30.5pp |
| Annual return | 13.56% | 28.51%-14.9pp | 30.72%-17.2pp | 81.02%-67.5pp |
| Employer contribution / active EE | $6,687 | $1,512+342.3% | $2,540+163.2% | $2,440+174.0% |
| Participant deferral / active EE | $5,136 | $2,606+97.1% | $3,619+41.9% | $3,608+42.4% |
| Admin fee / account holder | $5,898 | $4,102+43.8% | $6,253-5.7% | $5,124+15.1% |