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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,097 | $72,639+14.4% | $90,766-8.4% | $66,949+24.1% |
| Participation rate | 89.5% | 73.7%+15.8pp | 75.7%+13.8pp | 69.8%+19.7pp |
| Annual return | -17.27% | -12.28%-5.0pp | -12.16%-5.1pp | 1.57%-18.8pp |
| Employer contribution / active EE | $4,051 | $2,369+71.0% | $2,922+38.7% | $2,545+59.2% |
| Participant deferral / active EE | $3,503 | $3,979-11.9% | $4,565-23.3% | $4,239-17.4% |
| Admin fee / account holder | $1,753 | $708+147.7% | $8,446-79.2% | $594+195.3% |