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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,842 | $61,660-4.6% | $80,022-26.5% | $64,173-8.3% |
| Participation rate | 91.5% | 71.7%+19.8pp | 75.8%+15.7pp | 69.6%+21.9pp |
| Annual return | -8.37% | -0.33%-8.0pp | 11.22%-19.6pp | 7.63%-16.0pp |
| Employer contribution / active EE | $3,119 | $1,810+72.3% | $2,468+26.4% | $2,381+31.0% |
| Participant deferral / active EE | $2,512 | $2,968-15.4% | $3,686-31.9% | $3,470-27.6% |
| Admin fee / account holder | $6,035 | $5,417+11.4% | $6,521-7.5% | $4,887+23.5% |