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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,720 | $232,540-65.7% | $185,117-56.9% | $147,586-46.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 16.84% | 43.03%-26.2pp | 40.50%-23.7pp | 578.59%-561.8pp |
| Employer contribution / active EE | $4,107 | $5,195-20.9% | $4,182-1.8% | $4,876-15.8% |
| Participant deferral / active EE | $4,920 | $5,834-15.7% | $5,045-2.5% | $5,439-9.5% |
| Admin fee / account holder | $1,736 | $10,275-83.1% | $8,159-78.7% | $10,886-84.1% |