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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,088 | $84,628+25.4% | $61,501+72.5% | $134,545-21.2% |
| Participation rate | 60.0% | 62.2%-2.2pp | 52.6%+7.4pp | 81.2%-21.2pp |
| Annual return | -20.74% | 585.61%-606.3pp | 339.04%-359.8pp | 418.37%-439.1pp |
| Employer contribution / active EE | $1,567 | $1,545+1.4% | $1,160+35.1% | $4,742-67.0% |
| Participant deferral / active EE | $5,846 | $2,819+107.4% | $2,125+175.1% | $6,401-8.7% |
| Admin fee / account holder | $706 | $2,587-72.7% | $2,132-66.9% | $11,431-93.8% |