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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,987 | $125,237+75.7% | $105,608+108.3% | $145,877+50.8% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 9.81% | 225.76%-216.0pp | 116.50%-106.7pp | 551.28%-541.5pp |
| Employer contribution / active EE | $7,238 | $3,720+94.5% | $3,167+128.5% | $4,663+55.2% |
| Participant deferral / active EE | $5,933 | $5,711+3.9% | $5,010+18.4% | $6,691-11.3% |
| Admin fee / account holder | $5,151 | $17,287-70.2% | $11,028-53.3% | $13,402-61.6% |