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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,896 | $116,203+25.6% | $93,621+55.8% | $152,909-4.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 19.29% | 35.96%-16.7pp | 32.76%-13.5pp | 345.46%-326.2pp |
| Employer contribution / active EE | $1,346 | $3,219-58.2% | $2,719-50.5% | $4,764-71.7% |
| Participant deferral / active EE | $6,956 | $4,605+51.1% | $4,070+70.9% | $5,851+18.9% |
| Admin fee / account holder | $1,146 | $10,751-89.3% | $7,890-85.5% | $11,601-90.1% |