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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,560 | $102,422+134.9% | $147,117+63.5% | $80,959+197.1% |
| Participation rate | 77.6% | 75.9%+1.7pp | 82.2%-4.6pp | 67.7%+9.9pp |
| Annual return | 9.72% | 135.16%-125.4pp | 420.54%-410.8pp | 35.67%-26.0pp |
| Employer contribution / active EE | $3,894 | $3,717+4.8% | $4,932-21.1% | $2,757+41.2% |
| Participant deferral / active EE | $4,902 | $6,652-26.3% | $8,065-39.2% | $4,300+14.0% |
| Admin fee / account holder | $51,842 | $7,953+551.8% | $12,993+299.0% | $6,925+648.6% |