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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,861 | $54,355+81.9% | $82,744+19.5% | $68,486+44.4% |
| Participation rate | 39.3% | 63.9%-24.6pp | 72.6%-33.3pp | 67.9%-28.6pp |
| Annual return | -15.35% | -13.67%-1.7pp | 702.22%-717.6pp | -7.85%-7.5pp |
| Employer contribution / active EE | $0 | $2,219-100.0% | $3,008-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,725 | $3,246-46.9% | $4,395-60.8% | $4,028-57.2% |
| Admin fee / account holder | $3,294 | $4,397-25.1% | $5,325-38.1% | $5,404-39.0% |