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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,157 | $54,763+70.1% | $90,324+3.1% | $72,976+27.7% |
| Participation rate | 68.6% | 65.2%+3.4pp | 73.3%-4.7pp | 69.5%-0.9pp |
| Annual return | 17.75% | 30.63%-12.9pp | 78.15%-60.4pp | 81.02%-63.3pp |
| Employer contribution / active EE | $3,612 | $2,093+72.6% | $2,856+26.5% | $2,440+48.0% |
| Participant deferral / active EE | $3,532 | $2,887+22.3% | $3,885-9.1% | $3,608-2.1% |
| Admin fee / account holder | $8,481 | $3,973+113.4% | $5,356+58.4% | $5,124+65.5% |