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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,415 | $125,184-36.6% | $105,607-24.8% | $145,884-45.6% |
| Participation rate | 57.1% | 77.6%-20.5pp | 75.3%-18.1pp | 80.3%-23.2pp |
| Annual return | 13.52% | 225.00%-211.5pp | 116.11%-102.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $1,276 | $3,720-65.7% | $3,167-59.7% | $4,662-72.6% |
| Participant deferral / active EE | $3,168 | $5,714-44.6% | $5,011-36.8% | $6,690-52.6% |
| Admin fee / account holder | $23,638 | $17,133+38.0% | $10,958+115.7% | $13,392+76.5% |