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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,774 | $118,488-38.6% | $98,462-26.1% | $139,487-47.8% |
| Participation rate | 63.2% | 77.5%-14.3pp | 75.2%-12.0pp | 80.3%-17.2pp |
| Annual return | 14.79% | 18.96%-4.2pp | 21.17%-6.4pp | 373.84%-359.1pp |
| Employer contribution / active EE | $1,491 | $3,611-58.7% | $3,049-51.1% | $4,755-68.6% |
| Participant deferral / active EE | $3,463 | $5,393-35.8% | $4,738-26.9% | $6,713-48.4% |
| Admin fee / account holder | $5,516 | $13,868-60.2% | $8,875-37.8% | $11,407-51.6% |