Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,813 | $50,498+200.6% | $75,784+100.3% | $55,191+175.1% |
| Participation rate | 29.4% | 69.4%-40.0pp | 75.8%-46.4pp | 69.2%-39.7pp |
| Annual return | -1.23% | 1.80%-3.0pp | 9.68%-10.9pp | 10.78%-12.0pp |
| Employer contribution / active EE | $1,553 | $2,291-32.2% | $3,323-53.3% | $1,899-18.2% |
| Participant deferral / active EE | $1,020 | $2,589-60.6% | $3,652-72.1% | $3,046-66.5% |
| Admin fee / account holder | $647 | $123+426.2% | $5,300-87.8% | $91+613.2% |