Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $52,672 |
MARYLAND CAPITAL MANAGEMENT5+ years Service code 26 · EIN 20-1819985 | Advisory (Participants) | $12,800 |
CHARLES SCHWAB & CO., INC.5+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $2,242 |
Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,544 | $47,922+798.4% | $75,900+467.3% | $65,186+560.5% |
| Participation rate | 96.2% | 63.0%+33.2pp | 69.3%+26.9pp | 70.2%+26.0pp |
| Annual return | 17.18% | 24.12%-6.9pp | 30.73%-13.6pp | 29.39%-12.2pp |
| Employer contribution / active EE | $17,660 | $1,557+1034.1% | $2,501+606.1% | $2,177+711.3% |
| Participant deferral / active EE | $8,972 | $2,550+251.8% | $3,604+149.0% | $3,514+155.3% |
| Admin fee / account holder | $571 | $532+7.4% | $5,421-89.5% | $847-32.6% |