Retirement plan

DELAWARE NATURE SOCIETY, INC. 403(B) RETIREMENT PL AN

Name: DELAWARE NATURE SOCIETY - DELAWARE NATURE SOCIETY, INC. 403(B) RETIREMENT PL AN (2019) Form 5500
Creator: DELAWARE NATURE SOCIETY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DELAWARE NATURE SOCIETY, INC. 403(B) RETIREMENT PL AN, DELAWARE NATURE SOCIETY

DELAWARE NATURE SOCIETYEIN 51-6018321Plan #001PY 2019

3511 BARLEY MILL RD, P O BOX 700 - HOCKESSIN, DE 19707302-239-2334LinkedIn51-200 employees

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$5M

+3.2% from 2018

Total participants

+4.4% from 2018

Average account balance

$54,237

-1.3% from 2018

Annual return

14.31%

+16.49 pp from 2018

Benchmarks

See 3,902 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort3,902 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

101

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

265.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$231K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8176

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2L2R2T

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$721K

$17174 / participant

Other / not subdivided$721K100.0%

% of EOY assets

14.456%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,237

$45,079+20.3%

$69,461-21.9%

$72,983-25.7%

Participation rate

92.9%

68.5%+24.4pp

74.6%+18.2pp

69.5%+23.4pp

Annual return

14.31%

22.65%-8.3pp

28.97%-14.7pp

81.01%-66.7pp

Employer contribution / active EE

$1,260

$2,055-38.7%

$2,779-54.7%

$2,440-48.3%

Participant deferral / active EE

$3,081

$2,603+18.4%

$3,536-12.9%

$3,608-14.6%

Admin fee / account holder

$7,841

$3,056+156.6%

$3,840+104.2%

$5,124+53.0%

DELAWARE NATURE SOCIETY, INC. 403(B) RETIREMENT PL AN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DELAWARE NATURE SOCIETY, INC. 403(B) RETIREMENT PL AN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion