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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$24,383 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $943,762 | $53,204+1673.8% | $155,556+506.7% | $200,096+371.7% |
| Participation rate | 91.6% | 64.1%+27.5pp | 78.2%+13.3pp | 72.0%+19.5pp |
| Annual return | 15.22% | 41.02%-25.8pp | 64.84%-49.6pp | 34.26%-19.0pp |
| Employer contribution / active EE | $22,440 | $1,850+1112.9% | $4,675+379.9% | $3,038+638.7% |
| Participant deferral / active EE | $21,020 | $3,163+564.4% | $5,631+273.3% | $5,090+313.0% |
| Admin fee / account holder | $0 | $186-99.9% | $15,885-100.0% | $269-99.9% |