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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,778 | $61,125+25.6% | $94,057-18.4% | $87,485-12.2% |
| Participation rate | 92.9% | 64.1%+28.8pp | 73.3%+19.5pp | 68.9%+23.9pp |
| Annual return | 16.25% | 35.20%-18.9pp | 480.62%-464.4pp | 26.06%-9.8pp |
| Employer contribution / active EE | $4,586 | $2,136+114.6% | $2,933+56.4% | $2,596+76.6% |
| Participant deferral / active EE | $4,927 | $3,260+51.1% | $4,709+4.6% | $4,274+15.3% |
| Admin fee / account holder | $3,566 | $5,629-36.6% | $7,244-50.8% | $7,775-54.1% |