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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,778 | $51,638+48.7% | $68,368+12.3% | $82,448-6.9% |
| Participation rate | 92.9% | 63.6%+29.2pp | 73.8%+19.1pp | 68.1%+24.8pp |
| Annual return | 16.25% | 37.53%-21.3pp | 292.57%-276.3pp | 41.64%-25.4pp |
| Employer contribution / active EE | $4,586 | $2,047+124.1% | $2,649+73.1% | $2,551+79.8% |
| Participant deferral / active EE | $4,927 | $2,914+69.1% | $4,123+19.5% | $4,139+19.0% |
| Admin fee / account holder | $3,566 | $4,643-23.2% | $5,150-30.8% | $7,234-50.7% |