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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,933 | $168,636-63.3% | $147,618-58.0% | $125,388-50.6% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -5.58% | 77.65%-83.2pp | 61.98%-67.6pp | 282.24%-287.8pp |
| Employer contribution / active EE | $1,801 | $6,252-71.2% | $5,565-67.6% | $4,866-63.0% |
| Participant deferral / active EE | $6,425 | $5,507+16.7% | $4,895+31.2% | $5,352+20.0% |
| Admin fee / account holder | $0 | $13,580-100.0% | $11,612-100.0% | $9,541-100.0% |