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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,073 | $148,582-73.7% | $135,942-71.3% | $139,456-72.0% |
| Participation rate | 91.3% | 83.9%+7.4pp | 81.9%+9.4pp | 80.3%+11.0pp |
| Annual return | 28.05% | 79.26%-51.2pp | 68.28%-40.2pp | 373.45%-345.4pp |
| Employer contribution / active EE | $3,104 | $5,245-40.8% | $4,858-36.1% | $4,753-34.7% |
| Participant deferral / active EE | $9,708 | $8,101+19.8% | $7,759+25.1% | $6,711+44.6% |
| Admin fee / account holder | $1,042 | $12,402-91.6% | $10,764-90.3% | $11,407-90.9% |