Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,815 | $81,457+5.3% | $103,378-17.0% | $80,911+6.1% |
| Participation rate | 22.2% | 66.8%-44.6pp | 74.5%-52.3pp | 67.6%-45.4pp |
| Annual return | 9.96% | 25.58%-15.6pp | 24.91%-14.9pp | 35.63%-25.7pp |
| Employer contribution / active EE | $988 | $3,107-68.2% | $3,870-74.5% | $2,756-64.2% |
| Participant deferral / active EE | $2,097 | $3,871-45.8% | $5,058-58.5% | $4,297-51.2% |
| Admin fee / account holder | $6,006 | $6,717-10.6% | $8,401-28.5% | $6,935-13.4% |