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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,070 | $174,379-45.5% | $152,093-37.5% | $138,895-31.6% |
| Participation rate | 37.5% | 81.6%-44.1pp | 77.8%-40.3pp | 79.9%-42.4pp |
| Annual return | 12.67% | 74.86%-62.2pp | 66.36%-53.7pp | 145.39%-132.7pp |
| Employer contribution / active EE | $2,058 | $4,652-55.8% | $4,175-50.7% | $4,194-50.9% |
| Participant deferral / active EE | $9,303 | $6,159+51.0% | $5,451+70.7% | $6,396+45.4% |
| Admin fee / account holder | $1,747 | $16,880-89.7% | $14,497-88.0% | $12,562-86.1% |