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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,132 | $72,272-47.2% | $101,264-62.3% | $79,858-52.3% |
| Participation rate | 84.7% | 68.5%+16.3pp | 75.8%+8.9pp | 69.6%+15.1pp |
| Annual return | 14.30% | 22.30%-8.0pp | 46.48%-32.2pp | 31.72%-17.4pp |
| Employer contribution / active EE | $2,888 | $2,692+7.3% | $3,660-21.1% | $2,471+16.9% |
| Participant deferral / active EE | $925 | $3,282-71.8% | $4,370-78.8% | $3,740-75.3% |
| Admin fee / account holder | $3,021 | $4,401-31.3% | $5,947-49.2% | $5,306-43.1% |