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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $78,692 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 24 1585 BROADWAY · NEW YORK, NY 10036 | Discretionary Trustee | $37,296 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,999 | $54,213-44.7% | $93,696-68.0% | $77,736-61.4% |
| Participation rate | 96.5% | 64.0%+32.5pp | 68.7%+27.7pp | 70.6%+25.9pp |
| Annual return | 13.35% | 30.55%-17.2pp | 133.74%-120.4pp | 31.26%-17.9pp |
| Employer contribution / active EE | $396 | $1,168-66.1% | $2,422-83.7% | $2,728-85.5% |
| Participant deferral / active EE | $3,962 | $3,145+26.0% | $4,417-10.3% | $4,651-14.8% |
| Admin fee / account holder | $88 | $575-84.6% | $8,287-98.9% | $433-79.6% |