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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $945,734 | $175,257+439.6% | $149,717+531.7% | $139,456+578.2% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 33.95% | 166.70%-132.8pp | 134.41%-100.5pp | 373.45%-339.5pp |
| Employer contribution / active EE | $1,992 | $5,477-63.6% | $4,820-58.7% | $4,753-58.1% |
| Participant deferral / active EE | $6,058 | $6,521-7.1% | $5,682+6.6% | $6,711-9.7% |
| Admin fee / account holder | $5,875 | $16,156-63.6% | $13,213-55.5% | $11,407-48.5% |