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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,025,190 | $198,457+416.6% | $170,435+501.5% | $147,586+594.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 7.16% | 257.30%-250.1pp | 205.94%-198.8pp | 578.59%-571.4pp |
| Employer contribution / active EE | $6,102 | $6,183-1.3% | $5,432+12.3% | $4,876+25.1% |
| Participant deferral / active EE | $10,920 | $5,629+94.0% | $4,939+121.1% | $5,439+100.8% |
| Admin fee / account holder | $46,809 | $16,852+177.8% | $13,881+237.2% | $10,886+330.0% |