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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,131 | $209,428-64.6% | $178,498-58.5% | $158,950-53.4% |
| Participation rate | 57.1% | 86.4%-29.2pp | 81.9%-24.8pp | 82.0%-24.8pp |
| Annual return | 12.10% | 188.78%-176.7pp | 151.09%-139.0pp | 302.91%-290.8pp |
| Employer contribution / active EE | $1,390 | $5,707-75.7% | $5,011-72.3% | $4,762-70.8% |
| Participant deferral / active EE | $3,671 | $5,955-38.4% | $5,202-29.4% | $5,983-38.6% |
| Admin fee / account holder | $12 | $17,077-99.9% | $13,985-99.9% | $11,248-99.9% |