| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,040,007 |
STRATEGIC ADVISORS, INC.9+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $529,439 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING, LLC Service code 16 · EIN 84-4519624 | Consulting | $81,250 |
PLANTE & MORAN, PLLC1 year Filed as: PLANTE MORAN Service code 10 · EIN 38-1357951 | Accounting | $26,750 |
Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.
| Category | Counterparty | Relationship / Terms | Address | Amount |
|---|---|---|---|---|
| Part 3 Non-exempt transaction | ROCK HOLDINGS INC. | PLAN SPONSOR INADVERTENT LOAN TO PLAN SPONSOR | — | $0 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,342 | $135,240-36.9% | $170,055-49.8% | $96,393-11.5% |
| Participation rate | 98.1% | 86.5%+11.6pp | 87.0%+11.1pp | 71.3%+26.9pp |
| Annual return | 20.10% | 22.04%-1.9pp | 53.43%-33.3pp | 22.88%-2.8pp |
| Employer contribution / active EE | $1,868 | $5,029-62.8% | $6,790-72.5% | $3,239-42.3% |
| Participant deferral / active EE | $9,460 | $8,138+16.2% | $10,410-9.1% | $5,455+73.4% |
| Admin fee / account holder | $70 | $85-17.4% | $12,828-99.5% | $74-5.1% |