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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,470 | $175,257-60.9% | $149,717-54.3% | $139,456-50.9% |
| Participation rate | 79.2% | 83.4%-4.2pp | 78.8%+0.4pp | 80.3%-1.2pp |
| Annual return | 19.44% | 166.70%-147.3pp | 134.41%-115.0pp | 373.45%-354.0pp |
| Employer contribution / active EE | $2,982 | $5,477-45.5% | $4,820-38.1% | $4,753-37.3% |
| Participant deferral / active EE | $8,524 | $6,521+30.7% | $5,682+50.0% | $6,711+27.0% |
| Admin fee / account holder | $1,029 | $16,156-93.6% | $13,213-92.2% | $11,407-91.0% |