Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,389 | $49,177+6.5% | $79,467-34.1% | $64,173-18.4% |
| Participation rate | 44.0% | 65.0%-21.0pp | 73.3%-29.3pp | 69.6%-25.6pp |
| Annual return | -6.59% | -1.16%-5.4pp | 718.30%-724.9pp | 7.63%-14.2pp |
| Employer contribution / active EE | $0 | $2,076-100.0% | $2,800-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,064 | $2,821+44.0% | $3,704+9.7% | $3,470+17.1% |
| Admin fee / account holder | $1,978 | $3,839-48.5% | $5,104-61.2% | $4,887-59.5% |