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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,835 | $165,399+105.5% | $149,745+126.9% | $158,982+113.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 4.88% | 348.34%-343.5pp | 276.72%-271.8pp | 302.99%-298.1pp |
| Employer contribution / active EE | $2,777 | $5,105-45.6% | $4,646-40.2% | $4,763-41.7% |
| Participant deferral / active EE | $7,991 | $7,183+11.2% | $6,843+16.8% | $5,983+33.5% |
| Admin fee / account holder | $31,829 | $10,811+194.4% | $9,312+241.8% | $11,252+182.9% |