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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,422 | $109,344-85.9% | $89,400-82.7% | $158,950-90.3% |
| Participation rate | 87.5% | 74.3%+13.2pp | 68.0%+19.5pp | 82.0%+5.5pp |
| Annual return | 24.62% | 345.73%-321.1pp | 245.64%-221.0pp | 302.91%-278.3pp |
| Employer contribution / active EE | $2,107 | $3,170-33.6% | $2,586-18.5% | $4,762-55.8% |
| Participant deferral / active EE | $2,655 | $4,599-42.3% | $3,890-31.8% | $5,983-55.6% |
| Admin fee / account holder | $924 | $6,154-85.0% | $4,882-81.1% | $11,248-91.8% |